Compass Terms of Service

TERMS OF SERVICE

BY VISITING OR USING ANY OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. FAMILY OF WEB SITES (Including, but not limited to HOMENOCREDITCHECK.COM, HOMESNOCREDITCHECK.COM, HNCCONLINE.COM, HNCC1.COM, COMMERCIALNOCREDITCHECK.COM, INVESTORSBUYING.COM, INVESTORCAPITAL.NET, REFIMYMOBILEHOME.COM, MHPARKLOANS.COM, COMPASSCORPORATE.NET, COMPASSPRIVATELABEL.COM OR ANY PAGE OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, INCLUDING PARTNER WEB SITES, EXCEPT THIS PAGE AND HOME PAGE OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC.CORPORATE WEB SITE, YOU ARE AGREEING TO BE BOUND BY THESE TERMS OF USE AND THAT SUCH AGREEMENT CONSTITUTES A BINDING CONTRACT BETWEEN YOU AND COMPASS PROPERTY INVESTMENT & CONSULTING, INC. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE DO NOT VISIT OR USE ANY OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES OR ANY PAGE OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC.'S FAMILY OF WEB SITES.

FURTHERMORE, BY USING ANY OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Real Estate related Web Sites, YOU ACKNOWLEDGE THAT COMPASS PROPERTY INVESTMENT & CONSULTING, INC. IS NOT A REAL ESTATE BROKER, MORTGAGE BROKER OR MORTGAGE LENDER. IT DOES NOT AID OR ASSIST BORROWERS IN OBTAINING, SOLICIT BORROWERS OR LENDERS FOR, NEGOTIATE OR MAKE LOANS SECURED BY LIENS ON REAL PROPERTY. COMPASS ALSO REPRESENTS AN INVESTOR NETWORK THAT FUNDS RESIDENTIAL AND COMMERCIAL PROJECTS. COMPASS DOES NOT DIRECTLY PROVIDE FUNDS FOR REAL ESTATE OR NON REAL ESTATE BASED TRANSACTIONS THAT MAY ORIGINATE FROM THEIR FAMILY OF WEBSITES. COMPASS IS NOT A PRINCIPLE BUYER OF PROPERTIES AND DOES NOT CLAIM TO BE THE FUNDING SOURCE.

INTRODUCTION

COMPASS PROPERTY INVESTMENT & CONSULTING, INC. and/or its partners (together referred to as "COMPASS PROPERTY INVESTMENT & CONSULTING, INC.") operate this family of web sites (Including, but not limited to HOMENOCREDITCHECK.COM, HOMESNOCREDITCHECK.COM, HNCCONLINE.COM, HNCC1.COM, COMMERCIALNOCREDITCHECK.COM, INVESTORSBUYING.COM, INVESTORCAPITAL.NET, COMPASSCORPORATE.NET, COMPASSPRIVATELABEL.COM and associated web pages. For the purposes of these Terms of Use, COMPASS PROPERTY INVESTMENT & CONSULTING, INC. refers to this family as the "COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites."

COMPASS PROPERTY INVESTMENT & CONSULTING, INC. offers you access to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites in exchange for your agreement to accept and comply with the terms, conditions, and notices stated here and as may be modified by COMPASS PROPERTY INVESTMENT & CONSULTING, INC. from time-to-time. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. refers to these terms, conditions, and notices, whether modified or unmodified, as the "Agreement" or as the "Terms of Use". COMPASS PROPERTY INVESTMENT & CONSULTING, INC. reserves the right to modify in its sole discretion this Agreement and/or COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites without providing notification. You are responsible for regularly reviewing this Agreement. You can review the most current version of the Agreement at any time at: http://homesnocreditcheck.com/termsprivacy.htm. BY VISITING OR USING ANY PART OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, EXCEPT FOR COMPASS PROPERTY INVESTMENT & CONSULTING, INC HOME PAGE AND THESE TERMS OF USE, YOU ARE AGREEING TO THESE TERMS OF USE, AND YOU ARE AGREEING THAT THIS IS A BINDING CONTRACT BETWEEN COMPASS PROPERTY INVESTMENT & CONSULTING, INC. AND YOU. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE DO NOT VISIT OR USE ANY PART OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites.

ADDITIONAL TERMS MAY GOVERN USE OF CERTAIN WEB SITES OR WEB PAGES WITHIN COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites.

Your use of certain web sites and/or web pages within COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites may be subject to additional terms that are specific to such web sites and/or web pages (the "Specific Terms") as either contained (i) on this page below this Agreement and/or (ii) on such web sites and/or web pages (for example, terms that typically govern particular features or offers are typically found on the relevant web site or web pages).

GENERAL USE AND LIMITATIONS ON GENERAL USE OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES.

Except where we specify otherwise, COMPASS PROPERTY INVESTMENT & CONSULTING, INC. offers you access to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites solely for your personal and non-commercial uses. You promise that you will not use COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, in whole or in part, for any purpose that is unlawful or prohibited by these Terms of Use or for any purposes other than those that are personal and non-commercial. You agree that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites. This means, among other activities that you agree not to engage in the practices of "screen scraping," "database scraping," or any other activity with the purpose of obtaining lists of users or other information. You agree that you will not use COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites in any manner that could damage, disable, overburden, or impair COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites or interfere with any other party's use and enjoyment of COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites.

If and when requested by COMPASS PROPERTY INVESTMENT & CONSULTING, INC. you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of COMPASS PROPERTY INVESTMENT & CONSULTING, INC., you agree that you will not access or attempt to access password protected, secure or non-public areas of COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites. Unauthorized individuals attempting to access prohibited areas of COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites may be subject to prosecution.

Except with the written permission of COMPASS PROPERTY INVESTMENT & CONSULTING, INC., you agree that you will not create links from any web site or web page to any page within COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites with the exception of COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites homepages, including, but not limited to pages currently located at HOMENOCREDITCHECK.COM, COMPASS PROPERTY INVESTMENT & CONSULTING, INC..COM, HNCCONLINE.COM, HNCC1.COM. The origin of any such link to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites homepage must be accompanied by a clear and prominent attribution indicating that the link is connected to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites homepage. For example, prominently positioning the "COMPASS PROPERTY INVESTMENT & CONSULTING, INC." name and mark such that there is clear association between the name and mark and the destination of the link is acceptable. However, you agree that you will not juxtapose the "COMPASS PROPERTY INVESTMENT & CONSULTING, INC." name and mark and the link with your name or any other materials in a manner which might give rise to any erroneous conclusion that there is any affiliation or association between COMPASS PROPERTY INVESTMENT & CONSULTING, INC., on the one hand, and you or any other person or entity, on the other hand. You agree that if COMPASS PROPERTY INVESTMENT & CONSULTING, INC., in its sole and unfettered discretion, requests in writing that you remove any link or links to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, you will promptly do so. You agree that if you create any link to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites that you will not employ any technology that results in the placement of content from COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites in a frame and/or a reduced pop-up window and/or any other display mechanism which changes COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites from how they would appear if a user typed in their URL to a typical browser line.

You agree that COMPASS PROPERTY INVESTMENT & CONSULTING, INC. may in its sole discretion and at any time terminate your access to and use of the COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, or any part thereof, with or without notice.

From COMPASS PROPERTY INVESTMENT & CONSULTING, INC.:

COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites contain content and information originated by COMPASS PROPERTY INVESTMENT & CONSULTING, INC. (the "COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Content"). COMPASS PROPERTY INVESTMENT & CONSULTING, INC. presents and makes available such content and information through COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites as a public service, for the sole purpose of aiding you, the individual consumer. COMPASS PROPERTY INVESTMENT & CONSULTING, INC., therefore, cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such information. You are responsible for confirming the sufficiency and reliability of any such information.

From COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Partners & Affiliates:

For your convenience, COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites contain content and information from COMPASS PROPERTY INVESTMENT & CONSULTING, INC.'s affiliates and/or links to affiliate web sites ("Partner/Affiliate Content"). Such content is not under the control of COMPASS PROPERTY INVESTMENT & CONSULTING, INC. and COMPASS PROPERTY INVESTMENT & CONSULTING, INC. is not responsible for such content, including without limitation any link contained in such content, or any changes or updates to such content. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. is providing such content to you only as a convenience, and the inclusion of such content does not imply endorsement by COMPASS PROPERTY INVESTMENT & CONSULTING, INC. of such content or the affiliate. You may be subject to additional and/or different terms, conditions, and privacy policies when you use affiliate services, content, software or sites.

From the Public:

COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites include a number of venues such as bulletin boards, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to exchange thoughts and opinions with other members of the public ("Public Content"). Since COMPASS PROPERTY INVESTMENT & CONSULTING, INC. firmly believes in the value of free and open exchanges, it makes no effort and is under no obligation to monitor, pre-screen, or otherwise censor such thoughts and opinions. Therefore, COMPASS PROPERTY INVESTMENT & CONSULTING, INC. cannot guarantee the appropriateness, accuracy, sufficiency, correctness, veracity, completeness or timeliness of such thoughts and opinions. You are responsible for confirming the sufficiency and reliability of any such thoughts or opinions you may use or rely upon. If you wish to inform COMPASS PROPERTY INVESTMENT & CONSULTING, INC. of any Public Content that may indicate copyright infringement by any person or entity, Pursuant to Title 17, United States Code, Section 512(c)(2), if you wish to inform COMPASS PROPERTY INVESTMENT & CONSULTING, INC. of any suspected copyright infringement please forward your notification to:

Compass Property Investment & Consulting, Inc.

DISCLAIMER

YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF AND RELIANCE UPON ANY AND ALL INFORMATION, INCLUDING BUT NOT LIMITED TO COMPASS PROPERTY INVESTMENT & CONSULTING, INC. CONTENT, PARTNER/AFFILIATE CONTENT, AND PUBLIC CONTENT, PROVIDED BY COMPASS PROPERTY INVESTMENT & CONSULTING, INC. THROUGH COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites IS AT YOUR SOLE RISK. SUCH INFORMATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

FEES

Compass Property Investment & Consulting, Inc. and their related websites are not a source for project funding. We are a referral agent for various funding services you may or may not be interested in and also provide a web platform and system for professionals seeking to manage their leads. YOU understand and agree that Compass Property Investment & Consulting, Inc. does not collect Analysis Fees, Registration Fees or any fees related to project funding or project analysis. Any fees charged are the discretion of third party funding sources and are paid directly to these funding sources and NOT Compass. Furthermore, you understand and agree that by submitting an application, project submission or executive summary through a Compass website is completely voluntarily and you will not hold Compass liable for any fees associated with such programs. By submitting your information through a Compass website you consent to being contacted by a Compass and/or non Compass Representative regarding this submission.

INFORMATION PROVIDED BY YOU THROUGH COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES TO COMPASS PROPERTY INVESTMENT & CONSULTING, INC.:

In order for you to participate in certain services that COMPASS PROPERTY INVESTMENT & CONSULTING, INC. provides through COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, COMPASS PROPERTY INVESTMENT & CONSULTING, INC. will require that you provide specific information about yourself (the "COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Solicited Information"). If you choose to participate in such services, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. is committed to maintaining the privacy and security of any and all such information that you provide to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. through COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites. To that end, COMPASS PROPERTY INVESTMENT & CONSULTING, INC. urges you to review our Privacy Policy which may be accessed within this document.

INFORMATION PROVIDED BY YOU THROUGH COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES TO THE PUBLIC:

You promise that you will not use COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites to:

(a) post, upload or otherwise transmit any content not related to appropriate subject matters; (b) post, upload or otherwise transmit any content which is misleading to others, including consumers; (c) post, upload or otherwise transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable; (d) post, upload or otherwise transmit any content that you do not have a right to post and transmit under any law or under contractual relationships; (e) post, upload or otherwise transmit any content, such that such posting, uploading, or transmission constitutes the infringement of any patent, trademark, trade secret, copyright or other proprietary rights of any party; (f) post, upload or otherwise transmit any materials that contain software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or (g) intentionally or unintentionally violate any applicable local, state, national or international law, or any regulations having the force of law, including the Civil Rights Act of 1866, the Fair Housing Act, the Americans with Disabilities Act, and the Equal Credit Opportunity Act.

By posting content to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, you grant COMPASS PROPERTY INVESTMENT & CONSULTING, INC. a non-exclusive license to (i) host, use, reproduce, modify, distribute, transmit, combine with information provided by third parties, and publicly display such content on and through web sites controlled by COMPASS PROPERTY INVESTMENT & CONSULTING, INC., including but not limited to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, and co-branded or mirrored versions of such sites, and in COMPASS PROPERTY INVESTMENT & CONSULTING, INC.'s promotional or advertising materials, and (ii) sublicense to third parties such content to the extent necessary for the creation and maintenance of, in part or in whole, such sites.

You acknowledge that while COMPASS PROPERTY INVESTMENT & CONSULTING, INC. does not pre-screen content posted by you to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, COMPASS PROPERTY INVESTMENT & CONSULTING, INC. and its designees shall have the right (but not the obligation) in their sole discretion to refuse or remove any content that is posted by you or any other party to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites. Without limiting the foregoing, COMPASS PROPERTY INVESTMENT & CONSULTING, INC. and its designees shall have the right to remove any content that violates this Agreement or is otherwise objectionable, and to terminate your access to any or all of COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites at any time without notice for any reason whatsoever. You agree that you must evaluate, and bear all risks associated with, the use of any content you post to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, including any reliance on the accuracy, completeness, or usefulness of such content.

COMPASS PROPERTY INVESTMENT & CONSULTING, INC. reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

By posting, uploading, inputting, providing or submitting content to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites, you warrant and represent that you own or otherwise control all of the rights to such content including, without limitation, all the rights necessary for you to provide, post, upload, input or submit such content.

INDEMNIFICATION

YOU AGREE TO INDEMNIFY AND HOLD COMPASS PROPERTY INVESTMENT & CONSULTING, INC. AND ITS, SUPPLIERS, AFFILIATES, PARTNERS, SUBSIDIARIES, EMPLOYEES HARMLESS FROM ANY AND ALL CLAIMS AND DEMANDS, INCLUDING, BUT NOT LIMITED TO REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF ANY INFORMATION, INCLUDED BUT NOT LIMITED TO COMPASS PROPERTY INVESTMENT & CONSULTING, INC. SOLICITED INFORMATION, AFFILIATE SOLICITED INFORMATION, AND YOUR PUBLICLY POSTED INFORMATION, SUBMITTED, POSTED, OR OTHERWISE PROVIDED BY YOU TO HOMENOCREDITCHECK.COM WEB SITES AND/OR COMPASS PROPERTY INVESTMENT & CONSULTING, INC. AND/OR ITS AFFILIATES.

SERVICES PROVIDED THROUGH COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES

Non-Commercial Services:

COMPASS PROPERTY INVESTMENT & CONSULTING, INC. provides through COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites a number of venues in which interactive services ("Interactive Services"), such as on-line calculators, planning tools, and checklists, are offered to you. Such services are offered by COMPASS PROPERTY INVESTMENT & CONSULTING, INC. for the sole purpose of disseminating information for the public's benefit. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such services. You are responsible for confirming the sufficiency and reliability of any such service.

THE INFORMATION CONTAINED IN AND PROVIDED THROUGH COMPASS PROPERTY INVESTMENT & CONSULTING, INC.'S INTERACTIVE SERVICES ARE NOT INTENDED NOR IMPLIED TO SUBSTITUTE FOR PROFESSIONAL ADVICE. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. MAKES NO EXPRESS OR IMPLIED REPRESENTATION, WARRANTY OR GUARANTEE IN CONNECTION WITH THE INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES, INCLUDING THE APPROPRIATENESS, ACCURACY, CORRECTNESS, VERACITY, VALUE, SUFFICIENCY, TIMELINESS, OR COMPLETENESS OF THE DATA, METHODS AND OTHER INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH REGARD TO SUCH SERVICES. COMPASS PROPERTY INVESTMENT & CONSULTING, INC. SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY ANY ERROR OR OMISSION, OR ARISING OUT OF, OR IN CONNECTION WITH, THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. IN NO EVENT WILL COMPASS PROPERTY INVESTMENT & CONSULTING, INC. BE LIABLE TO ANY USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY DECISION MADE OR ACTION TAKEN BY ANY USER OF SUCH SERVICES OR ANY THIRD PARTY IN RELIANCE UPON THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. A USER'S SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH SUCH A SERVICE IS TO STOP USING THE SERVICE.

Third-Party Services:

A number of commercial services, such as financial and contractor services, are offered by third parties through the COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites. You acknowledge that by permitting such services to be offered through HOMENOCREDITCHECK.COM Web Sites, COMPASS PROPERTY INVESTMENT & CONSULTING, INC. is acting as a passive conduit for the transmission to such third parties of any information related to such services that you submit to COMPASS PROPERTY INVESTMENT & CONSULTING, INC.. In order for COMPASS PROPERTY INVESTMENT & CONSULTING, INC. to distribute your information and facilitate contacts between you and such third parties, you hereby grant COMPASS PROPERTY INVESTMENT & CONSULTING, INC. permission to disclose any and all of the information that you provide to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. to any such third party that COMPASS PROPERTY INVESTMENT & CONSULTING, INC., i its sole discretion, deems relevant and appropriate.

Any information that you provide to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. must be true, complete, and accurate, must not represent you as someone else or falsely identify you, and must not violate any law, statute, ordinance or regulation. You are solely responsible for such information and for all of the terms and conditions of transactions between you andsuch third parties, including, without limitation, terms regarding warranties, insurance, fees, taxes, titles and licenses. You must not submit a request for a third party service through COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites unless you intend, in good faith, to contract with such third party for the use of such service.

COMPASS PROPERTY INVESTMENT & CONSULTING, INC. is not and will not be responsible for (i) the terms and conditions of any transaction between you and any third party, (ii) any insufficiency of or problems with any such third party's background, insurance, credit or licensing, or (iii) the quality of services performed by any such third party or any other legal liability arising out ofor related to the performance of such services. In the event that you have a dispute with any such third party, you release COMPASS PROPERTY INVESTMENT & CONSULTING, INC. (and its affiliates, agents and employees) from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

GENERAL TERMS

This Agreement is governed by the laws of the State of Georgia, U.S.A. You hereby consent to the exclusive jurisdiction and venue of courts sitting in Georgia, County of Fulton in all disputes arising out of or relating to the use of COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites. Use of COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites is unauthorized in any jurisdictio that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and COMPASS PROPERTY INVESTMENT & CONSULTING, INC. as a result of this Agreement or use of COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites. COMPASS PROPERTY INVESTMENT & CONSULTING, INC.'s performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of COMPASS PROPERTY INVESTMENT & CONSULTING, INC.'s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites or information provided to or gathered by COMPASS PROPERTY INVESTMENT & CONSULTING, INC. with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and COMPASS PROPERTY INVESTMENT & CONSULTING, INC. with respect to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and COMPASS PROPERTY INVESTMENT & CONSULTING, INC. with respect to COMPASS PROPERTY INVESTMENT & CONSULTING, INC. Web Sites. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. COMPASS PROPERTY INVESTMENT & CONSULTING, INC., ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME.

IN NO EVENT SHALL COMPASS PROPERTY INVESTMENT & CONSULTING, INC. AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES, WITH THE DELAY OR INABILITY TO USE COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES, OR OTHERWISE ARISING OUT OF THE USE OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF COMPASS PROPERTY INVESTMENT & CONSULTING, INC. WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING HOMENOCREDITCHECK.COM WEB SITES.

You agree to indemnify, defend and hold harmless COMPASS PROPERTY INVESTMENT & CONSULTING, INC., its partners, affiliates, subsidiaries and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this Agreement.

Guarantees, Income and Earnings Disclaimer

COMPASS PROPERTY INVESTMENT & CONSULTING, INC. or it's partners make no approval guarantees on any programs we offer and all approvals under our program are given to home buyers in writing. All home buyers seeking assistance from our program must adhere to our Program

Requirements.

We make no income claims or expectations to approved partners who participate in our program. See below Income Disclaimer. The provisions by COMPASS PROPERTY INVESTMENT & CONSULTING, INC. of the products and servicesfound on the COMPASS PROPERTY INVESTMENT & CONSULTING, INC..COM website is governed by and subject to United States Law.

COMPASS PROPERTY INVESTMENT & CONSULTING, INC. may change this Statement from time to time. This Statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.

Income and Earnings Disclaimer

We make every effort to ensure that we accurately represent these products and services and their potential for income. Earning and Income statements made by our company and its customers are estimates of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual.

As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning thelevel of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation.

There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and on the internet that we cannot foresee which can reduce results. We are not responsible for your actions. Due to release of confidential company information and materialsreleased automatically upon payment, all affiliate / partner fees are non-refundable. Tracking and logs of all affiliate / partner transactions are available upon request.

The use of our information, products and services should be based on your own due diligence and you agree that our company is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services.

NO REFUNDS

Please conduct your due deligence in advance as Compass has a no refund policy and does not provide refunds on partnerships / affiliates, web site design or on custom software.